fix:1

src/app/[locale]/account/withdraw-apply/page.tsx

@@ -4,7 +4,6 @@ import { Link } from "@/i18n/navigation";
 import { useEffect, useMemo, useState } from "react";
 import { fetchWalletBalance } from "@/lib/account-api";
 import {
-  fetchSavedWithdrawAccounts,
   fetchWithdrawBankOptions,
   fetchWithdrawChannels,
   submitWithdrawApply,
@@ -74,13 +73,8 @@ function isCardType(type: string): boolean {
   return type === "CHANNEL_TYPE_CARD";
 }
 
-function needsSavedAccount(type: string): boolean {
-  return (
-    type === "BANK" ||
-    type === "BANK_TELEGRAPHIC" ||
-    type === "CHANNEL_TYPE_CARD" ||
-    type === "DIGITAL_CURRENCY"
-  );
+function isDigitalCurrencyType(type: string): boolean {
+  return type === "DIGITAL_CURRENCY";
 }
 
 function savedAccountType(type: string): number | null {
@@ -95,16 +89,16 @@ export default function WithdrawApplyPage() {
   const [channels, setChannels] = useState<WithdrawChannel[]>([]);
   const [channelsLoading, setChannelsLoading] = useState(false);
   const [channelsError, setChannelsError] = useState<string | null>(null);
-  const [savedAccountsError, setSavedAccountsError] = useState<string | null>(null);
   const [walletBalance, setWalletBalance] = useState<number | null>(null);
   const [walletBalanceLoading, setWalletBalanceLoading] = useState(false);
 
-  const [savedAccounts, setSavedAccounts] = useState<SavedWithdrawAccount[]>([]);
+  const [savedAccounts] = useState<SavedWithdrawAccount[]>([]);
   const [bankOptions, setBankOptions] = useState<WithdrawBankOption[]>([]);
 
   const [selectedChannelId, setSelectedChannelId] = useState("");
   const [selectedSavedId, setSelectedSavedId] = useState("");
   const [selectedBankCode, setSelectedBankCode] = useState("");
+  const [addressName, setAddressName] = useState("");
   const [address, setAddress] = useState("");
   const [amount, setAmount] = useState("");
   const [agree, setAgree] = useState(false);
@@ -157,7 +151,7 @@ export default function WithdrawApplyPage() {
     return savedAccounts.filter((item) => item.type === type);
   }, [savedAccounts, selectedChannel]);
 
-  const shouldRequireSavedAccount = Boolean(selectedChannel && needsSavedAccount(selectedChannel.type));
+  const shouldRequireSavedAccount = false;
   const shouldShowSavedAccountSelector = shouldRequireSavedAccount && filteredSavedAccounts.length > 0;
   const isBankTelegraphic = selectedChannel?.type === "BANK_TELEGRAPHIC";
   const needCpf = selectedChannel?.code === "PAY_RETAILER_REMIT_PAY_KEY_BRW";
@@ -165,6 +159,7 @@ export default function WithdrawApplyPage() {
   function resetApplyForm() {
     setSelectedSavedId("");
     setSelectedBankCode("");
+    setAddressName("");
     setAddress("");
     setAmount("");
     setAgree(false);
@@ -218,28 +213,6 @@ export default function WithdrawApplyPage() {
     };
   }, []);
 
-  useEffect(() => {
-    if (!applyDialogOpen) return;
-    let cancelled = false;
-    async function loadSavedAccounts() {
-      setSavedAccountsError(null);
-      try {
-        const list = await fetchSavedWithdrawAccounts();
-        if (cancelled) return;
-        setSavedAccounts(list);
-      } catch (e) {
-        if (cancelled) return;
-        const err = e as Error;
-        setSavedAccountsError(err?.message || "收款信息加载失败");
-        setSavedAccounts([]);
-      }
-    }
-    void loadSavedAccounts();
-    return () => {
-      cancelled = true;
-    };
-  }, [applyDialogOpen]);
-
   useEffect(() => {
     if (!selectedChannel || !applyDialogOpen) {
       setBankOptions([]);
@@ -248,6 +221,7 @@ export default function WithdrawApplyPage() {
     }
     const currentChannel = selectedChannel;
     setSelectedSavedId("");
+    setAddressName("");
     setAddress("");
     setAgree(false);
     setAgreeExtra(false);
@@ -311,6 +285,8 @@ export default function WithdrawApplyPage() {
       return `提款金额不能高于 ${selectedChannel.maxAmount}`;
     }
     if (isWalletType(selectedChannel.type) && !address.trim()) return "请填写提款地址";
+    if (isDigitalCurrencyType(selectedChannel.type) && !addressName.trim()) return "请填写区块链名称";
+    if (isDigitalCurrencyType(selectedChannel.type) && !address.trim()) return "请填写钱包地址";
     if (shouldRequireSavedAccount && filteredSavedAccounts.length === 0) {
       return "当前通道暂无可用收款信息，请更换通道或先补充收款信息";
     }
@@ -353,6 +329,7 @@ export default function WithdrawApplyPage() {
     };
     if (selectedBankCode) payload.bankCode = selectedBankCode;
     if (address.trim()) payload.address = address.trim();
+    if (addressName.trim()) payload.addressName = addressName.trim();
     if (selectedSavedAccount) {
       payload.id = selectedSavedAccount.id;
       payload.bankUname = selectedSavedAccount.bankUname;
@@ -587,6 +564,12 @@ export default function WithdrawApplyPage() {
                 {walletBalanceLoading ? "加载中..." : `$${(walletBalance ?? 0).toFixed(2)}`}
               </span>
             </div>
+            <div className="mt-3 rounded-lg border border-[var(--border)] bg-slate-50 px-3 py-2 text-sm text-[var(--navy)]">
+              已选通道：
+              <span className="ml-1 font-semibold">
+                {selectedChannel.name || selectedChannel.enName || selectedChannel.code}
+              </span>
+            </div>
 
             {selectedChannel.introduce || selectedChannel.enIntroduce ? (
               <div
@@ -772,12 +755,6 @@ export default function WithdrawApplyPage() {
               </p>
             ) : null}
 
-            {savedAccountsError && shouldRequireSavedAccount ? (
-              <p className="mt-1 text-xs text-[var(--muted)]">
-                收款信息加载失败，可先切换其他通道后重试。
-              </p>
-            ) : null}
-
             {isWalletType(selectedChannel.type) ? (
               <div className="mt-3">
                 <label className="text-sm font-medium text-[var(--navy)]">提款地址</label>
@@ -789,6 +766,27 @@ export default function WithdrawApplyPage() {
               </div>
             ) : null}
 
+            {isDigitalCurrencyType(selectedChannel.type) ? (
+              <div className="mt-3 grid gap-3 md:grid-cols-2">
+                <div>
+                  <label className="text-sm font-medium text-[var(--navy)]">区块链名称</label>
+                  <input
+                    value={addressName}
+                    onChange={(e) => setAddressName(e.target.value)}
+                    className="mt-1 w-full rounded-lg border border-[var(--border)] px-3 py-2 text-sm"
+                  />
+                </div>
+                <div>
+                  <label className="text-sm font-medium text-[var(--navy)]">钱包地址</label>
+                  <input
+                    value={address}
+                    onChange={(e) => setAddress(e.target.value)}
+                    className="mt-1 w-full rounded-lg border border-[var(--border)] px-3 py-2 text-sm"
+                  />
+                </div>
+              </div>
+            ) : null}
+
             {isBankTelegraphic ? (
               <div className="mt-3 grid gap-3 md:grid-cols-2">
                 <div>